For a HARP Program Refinance Loan, how do I know if Fannie or Freddie has my Florida mortgage?

Freddie Mac & Fannie Mae: In order to be eligible for HARP, your existing mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae. If you’re unsure whether your loan is owned or guaranteed by either, you can use the online lookup tools from Freddie Mac and Fannie Mae.. Date of origin: Only loans that originated on or before May 31, 2009 are eligible under HARP.

The HARP program, designed to help homeowners who owed more than their homes were worth, is no longer available as of Dec. 31, 2018. Fannie Mae’s High Loan-to-Value Refinance Option and Freddie.

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If your loan is not eligible, we’ll let you know. "Freddie Mac and Fannie Mae have adopted changes to the Home Affordable refinance program (harp) and you may be eligible to take advantage of these changes. If your mortgage is owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under the.

At Third Federal Savings, one of this region’s biggest mortgage lenders, interest in HARP has waned, said spokeswoman Jennifer Rosa. When the program. And the loan can be serviced by any bank, but.

Home Affordable Refinance Program (HARP), a program launched by the federal government in the spring of 2009 to assist homeowners refinance who have lost equity in their homes and otherwise would either have to pay PMI (private mortgage insurance) or not be able to refinance at all if they were upside down (owe more on your home than its current value).

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 · COMMON HARP REFINANCE QUESTIONS. How do I know if my loan is owned or controlled by Fannie Mae or Freddie Mac? Simply call or E-Mail me. I’ll help you determine if your mortgage is backed by Fannie Mae or Freddie Mac, or use the links at the bottom of this web page. I owe more than my property is worth.

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Florida leads the nation in the number of homeowners eligible to refinance. has mailed information about the program to homeowners. Through HARP, borrowers can get a lower interest rate, a shorter.

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But if Fannie Mae or Freddie Mac bought or guaranteed your loan before June 2009, you could qualify for the big dog in federal interest-rate relief: the Home Affordable Refinance Program. HARP 2.0,

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